Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

Please thoroughly check the insurance policy and see whether any such pre-condition of transfer of ownership of vehicle has been mentioned in the policy before they compensate you for your loss. If there is, you might want to challenge the validity of that condition since, in view of the law as indicated by the Registration Authority, the vehicle cannot be transferred without physical inspection. Therefore, insurance company cannot insist on this condition. It is well settled that law cannot compel a person to do the impossible. Read More

Posted on 10 Apr 2016 | 3 Answers

Karishma Pandit | Legistify

Karishma Pandit
Answered on 30 Mar 2020

File a Consumer Complaint: You can file a complaint directly with your state insurance department.Read More

Posted on 23 Mar 2020 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 15 Mar 2020

No, the mediclaim would be regulated by the mediclaim policy provided by the insurance company.Read More

Posted on 29 Jan 2020 | 1 Answer

Dhriti Dewan | Legistify

Dhriti Dewan
Answered on 02 Nov 2019

In order to claim insurance as per law, it is mandatory to submit the CSR even if the other party has filed no complaint. Thus you will have to obtain the CSR to claim insurance.Read More

Posted on 24 Oct 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 19 Oct 2019

You need to get their Death Certificates and thereafter submit the Application along with the Certificate and No Objection Certificate from other Legal Heirs of your brother.Read More

Posted on 17 Oct 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 20 Jan 2020

This depends upon the policy set by the insurance company. There is no law relating to this.Read More

Posted on 13 Sep 2019 | 1 Answer

Aayushi Sang | Legistify

Aayushi Sang
Answered on 02 Aug 2019

If you have claims settlement dispute with your life or health insurance company, you can approach the insurance ombudsman for resolution. Neither do the complainants have to pay any fee to the ombudsman to file a complaint nor do they have to hire a lawyer to represent their case. Moreover, the ombudsman is required to pass an order (in favour or against the complainant) within 90 days of the complaint being received. Typically, the ombudsman comes to a decision in one or two hearings, unlike court cases where several rounds of hearing may take place before a decision is awarded. While the award given by an ombudsman is binding on insurers, it is not binding on the policyholders. Appeal process The insurance ombudsman mechanism had been set up by the insurers themselves, as an alternative dispute redressal system. It is a quasi-judicial body, established to address the grievances of customers, without them having to involve themselves in lengthy court proceedings. The ombudsman deals with various types of complaints, but most are usually related to claim disputes. The ombudsman can deal with disputes where the maximum amount of claim is less than Rs.20 lakh. For more clarification, you can consult our experienced insurance lawyer in India who will guide you in your matter.Read More

Posted on 01 Aug 2019 | 1 Answer

Aayushi Sang | Legistify

Aayushi Sang
Answered on 25 Jul 2019

Subsidence claims are usually complex and may involve lengthy and inconvenient investigations and repairs. Most household insurance policies, and some commercial property insurance policies, cover loss or damage caused by subsidence, heave and landslip. They usually this means the cost of repairing damage to the building's superstructure is covered. But the cost of stopping the building from moving in the future isn’t cover the cost of repairing the loss or damage and not the cost of preventing further subsidence. If the building is still moving, you’ll usually need to carry out work to stop the movement first to make sure that repairs are effective and will last for a reasonable period of time. You can consult our expert in insurance law in India who can help you in claiming your insurance.Read More

Posted on 24 Jul 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 12 Jul 2019

If an immediate family member is named beneficial nominee, the person will get the insurance money. Only the nominee are eligible to claim the policies, no one else can claim for it. You can consult our top insurance lawyer in India who will help you in your matter further.Read More

Posted on 25 Jun 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 11 Nov 2019

The finance company will not entertain such a request as the company has the right to receive its money on time. You can still file an application with them and try to halt the EMI for a temporary period.Read More

Posted on 04 Sep 2019 | 1 Answer