Team Legistify | Legistify

Team Legistify
Answered on 15 Mar 2020

No, the mediclaim would be regulated by the mediclaim policy provided by the insurance company.Read More

Posted on 29 Jan 2020 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

In case of certain proposals, depending upon the age of entry, age at maturity, sum assured, family history and personal history, special medical reports may be necessary for consideration of a risk. E.g. if the proposer is overweight, special reports like Electro Cardiogram, Glucose Tolerance test etc could be required, while for underweight proposers, X-ray of the chest and lungs with reports could be required. Read More

Posted on 05 Mar 2017 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

There is mandate by the consumer court i.e. in case of any grievance a legal notice is to be issued thorugh a lawyer to the company. If the company does not respond then a consumer case stands against the company. Read More

Posted on 10 Dec 2016 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

You need to lodge an FIR with the police station in whose jurisdiction the two wheeler was last parked and then after the FIR intimate the Insurance Company and thereafter the insurer will provide you with a claim form and then youhave to obtain an untrace report from the police and after that you will get your claim. The procedure takes 3-4 months. Read More

Posted on 29 Dec 2016 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 20 Jan 2020

This depends upon the policy set by the insurance company. There is no law relating to this.Read More

Posted on 13 Sep 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 11 Nov 2019

The finance company will not entertain such a request as the company has the right to receive its money on time. You can still file an application with them and try to halt the EMI for a temporary period.Read More

Posted on 04 Sep 2019 | 1 Answer

Dhriti Dewan | Legistify

Dhriti Dewan
Answered on 02 Nov 2019

In order to claim insurance as per law, it is mandatory to submit the CSR even if the other party has filed no complaint. Thus you will have to obtain the CSR to claim insurance.Read More

Posted on 24 Oct 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 26 Oct 2019

 If your concerns are not addressed within 15 days by the insurance company, approach the Grievance Redressal Cell of the Consumer Affairs Department of Insurance Regulatory and Development Authority of India (IRDAI) and file a complaint to challenge the insurance claim rejection. Consult an insurance case lawyer in India to file your complaint.Read More

Posted on 11 Sep 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 19 Oct 2019

You need to get their Death Certificates and thereafter submit the Application along with the Certificate and No Objection Certificate from other Legal Heirs of your brother.Read More

Posted on 17 Oct 2019 | 1 Answer

Aayushi Sang | Legistify

Aayushi Sang
Answered on 02 Aug 2019

If you have claims settlement dispute with your life or health insurance company, you can approach the insurance ombudsman for resolution. Neither do the complainants have to pay any fee to the ombudsman to file a complaint nor do they have to hire a lawyer to represent their case. Moreover, the ombudsman is required to pass an order (in favour or against the complainant) within 90 days of the complaint being received. Typically, the ombudsman comes to a decision in one or two hearings, unlike court cases where several rounds of hearing may take place before a decision is awarded. While the award given by an ombudsman is binding on insurers, it is not binding on the policyholders. Appeal process The insurance ombudsman mechanism had been set up by the insurers themselves, as an alternative dispute redressal system. It is a quasi-judicial body, established to address the grievances of customers, without them having to involve themselves in lengthy court proceedings. The ombudsman deals with various types of complaints, but most are usually related to claim disputes. The ombudsman can deal with disputes where the maximum amount of claim is less than Rs.20 lakh. For more clarification, you can consult our experienced insurance lawyer in India who will guide you in your matter.Read More

Posted on 01 Aug 2019 | 1 Answer