Team Legistify | Legistify

Team Legistify
Answered on 15 Mar 2020

No, the mediclaim would be regulated by the mediclaim policy provided by the insurance company.Read More

Posted on 29 Jan 2020 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

In case of certain proposals, depending upon the age of entry, age at maturity, sum assured, family history and personal history, special medical reports may be necessary for consideration of a risk. E.g. if the proposer is overweight, special reports like Electro Cardiogram, Glucose Tolerance test etc could be required, while for underweight proposers, X-ray of the chest and lungs with reports could be required. Read More

Posted on 05 Mar 2017 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

You need to lodge an FIR with the police station in whose jurisdiction the two wheeler was last parked and then after the FIR intimate the Insurance Company and thereafter the insurer will provide you with a claim form and then youhave to obtain an untrace report from the police and after that you will get your claim. The procedure takes 3-4 months. Read More

Posted on 29 Dec 2016 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 20 Jan 2020

This depends upon the policy set by the insurance company. There is no law relating to this.Read More

Posted on 13 Sep 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 26 Oct 2019

 If your concerns are not addressed within 15 days by the insurance company, approach the Grievance Redressal Cell of the Consumer Affairs Department of Insurance Regulatory and Development Authority of India (IRDAI) and file a complaint to challenge the insurance claim rejection. Consult an insurance case lawyer in India to file your complaint.Read More

Posted on 11 Sep 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 19 Oct 2019

You need to get their Death Certificates and thereafter submit the Application along with the Certificate and No Objection Certificate from other Legal Heirs of your brother.Read More

Posted on 17 Oct 2019 | 1 Answer

Aayushi Sang | Legistify

Aayushi Sang
Answered on 25 Jul 2019

Subsidence claims are usually complex and may involve lengthy and inconvenient investigations and repairs. Most household insurance policies, and some commercial property insurance policies, cover loss or damage caused by subsidence, heave and landslip. They usually this means the cost of repairing damage to the building's superstructure is covered. But the cost of stopping the building from moving in the future isn’t cover the cost of repairing the loss or damage and not the cost of preventing further subsidence. If the building is still moving, you’ll usually need to carry out work to stop the movement first to make sure that repairs are effective and will last for a reasonable period of time. You can consult our expert in insurance law in India who can help you in claiming your insurance.Read More

Posted on 24 Jul 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 12 Jul 2019

If an immediate family member is named beneficial nominee, the person will get the insurance money. Only the nominee are eligible to claim the policies, no one else can claim for it. You can consult our top insurance lawyer in India who will help you in your matter further.Read More

Posted on 25 Jun 2019 | 1 Answer

Harini S | Legistify

Harini S
Answered on 29 Jun 2019

There can be three types of insurance claims under a Motor vehicle insurance policy, those are: - 1. Third Party Claim 2. Own Damage Claim & 3. Theft Claim Your case comes under theft claim because your bike was stolen. How to claim insurance if your bike is stolen? 1. If your motor vehicle is stolen, you must inform the police, your insurance company and if possible the transport dept immediately. 2. Along with the above basic documents you have to surrender your vehicle keys to your insurance company. 3. Submit duly filled theft claim form to your insurance company besides above basic documents. 4. Once the police submit the final ‘non-traceable report’ and your claim is approved, you have to transfer the RC of the stolen vehicle in favor of the insurance company. You also have to hand-over all sets of vehicle keys to them. 5. The amount approved as per the insurance company’s surveyor’s report will be reimbursed to you. In case the vehicle is taken on loan, the insurance company will reimburse the payout amount to the Financier. In a stolen case (theft claim) FIR is mandatory to claim insurance certificate. You can consult a good general legal lawyer or good insurance lawyer who will advise you better in your matter.Read More

Posted on 29 Jun 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

There are several insurance policies that provide cover even in instances of suicide. You would however need to read the specific terms of the policy carefully. Your claim should be approved/rejected based strictly on the terms of the policy. If you feel that your claim has been wrongfully rejected, then you may approach the consumer courts. Read More

Posted on 17 Mar 2016 | 1 Answer