Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

There is mandate by the consumer court i.e. in case of any grievance a legal notice is to be issued thorugh a lawyer to the company. If the company does not respond then a consumer case stands against the company. Read More

Posted on 10 Dec 2016 | 2 Answers

Team Legistify | Legistify

Team Legistify
Answered on 11 Nov 2019

The finance company will not entertain such a request as the company has the right to receive its money on time. You can still file an application with them and try to halt the EMI for a temporary period.Read More

Posted on 04 Sep 2019 | 1 Answer

Dhriti Dewan | Legistify

Dhriti Dewan
Answered on 02 Nov 2019

In order to claim insurance as per law, it is mandatory to submit the CSR even if the other party has filed no complaint. Thus you will have to obtain the CSR to claim insurance.Read More

Posted on 24 Oct 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 26 Oct 2019

 If your concerns are not addressed within 15 days by the insurance company, approach the Grievance Redressal Cell of the Consumer Affairs Department of Insurance Regulatory and Development Authority of India (IRDAI) and file a complaint to challenge the insurance claim rejection. Consult an insurance case lawyer in India to file your complaint.Read More

Posted on 11 Sep 2019 | 1 Answer

Aayushi Sang | Legistify

Aayushi Sang
Answered on 02 Aug 2019

If you have claims settlement dispute with your life or health insurance company, you can approach the insurance ombudsman for resolution. Neither do the complainants have to pay any fee to the ombudsman to file a complaint nor do they have to hire a lawyer to represent their case. Moreover, the ombudsman is required to pass an order (in favour or against the complainant) within 90 days of the complaint being received. Typically, the ombudsman comes to a decision in one or two hearings, unlike court cases where several rounds of hearing may take place before a decision is awarded. While the award given by an ombudsman is binding on insurers, it is not binding on the policyholders. Appeal process The insurance ombudsman mechanism had been set up by the insurers themselves, as an alternative dispute redressal system. It is a quasi-judicial body, established to address the grievances of customers, without them having to involve themselves in lengthy court proceedings. The ombudsman deals with various types of complaints, but most are usually related to claim disputes. The ombudsman can deal with disputes where the maximum amount of claim is less than Rs.20 lakh. For more clarification, you can consult our experienced insurance lawyer in India who will guide you in your matter.Read More

Posted on 01 Aug 2019 | 1 Answer

Aditya Dua | Legistify

Aditya Dua
Answered on 12 Jul 2019

If an immediate family member is named beneficial nominee, the person will get the insurance money. Only the nominee are eligible to claim the policies, no one else can claim for it. You can consult our top insurance lawyer in India who will help you in your matter further.Read More

Posted on 25 Jun 2019 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

No. Registration and insurance of the vehicle should always be in the same name with the same address. Otherwise the claim is not payable. A fresh proposal form needs to be filled in. There is a nominal fee charged for transfer of insurance.   Read More

Posted on 05 Mar 2017 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

Generally, the following documents are required to be submitted. However, read through your policy to see the complete list—duly filled in claim form, RC copy of the vehicle, Original estimate of loss, Original repair invoice and payment receipt. In case cashless facility is availed, only repair invoice would need to be submitted and FIR, if required. For theft claims, the keys are to be submitted. Theft claims would also require non-traceable certificate to be submitted. Read More

Posted on 05 Mar 2017 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

You will have to send a legal notice to TATA AIG regarding your Claim and then depending in their response, prepare to file a case before the Consumer Court. Read More

Posted on 01 Dec 2016 | 1 Answer

Team Legistify | Legistify

Team Legistify
Answered on 28 Sep 2018

As the LIC agent are not authorized to collect the premium on behalf of LIC, so LIC cannot be held responsible for any omission by its agent for which agent has not authority. As such no action can be taken against LIC. Read More

Posted on 28 Apr 2016 | 1 Answer