Cheque bounce is an offence under S/138 of Negotiable Instruments Act (N.I. Act). However, there exist a few exceptions to it, namely:
If the cheque is forged; ( Section 464 Indian Penal Code )
If the cheque cannot be traced back to the cheque book number;
If the cheque was delivered by force, fraud, undue influence, coercion or misrepresentation;
If the cheque was issued by a person of unsound mind or lunatic or idiot;
If the drawer becomes insolvent;
If the cheque was not issued for discharge of a legally enforceable debt or liability but merely as a security, advance or loan.
It is important for you to consult the expert cheque bounce advocates to defend your case to escape the legal consequences.